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Federal Paycheck Calculator

Strip state tax out of the equation and see just the federal side of your paycheck — federal income tax withholding, Social Security, Medicare, and the 0.9% Additional Medicare Tax on high earners. Perfect for residents of no-income-tax states (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming), contractors comparing offers, and anyone who wants to isolate the federal portion of their take-home pay.

Your Paycheck Inputs

Estimated Paycheck Breakdown

Gross pay (this period)$0.00
Pre-tax deductions (401k + health)$0.00
Federal income tax$0.00
State income tax$0.00
Social Security (6.2%)$0.00
Medicare (1.45% + Additional)$0.00
Net take-home pay$0.00
Effective federal rate0.00%
Effective state rate0.00%
Annual net (projection)$0.00

Estimate using 2026 federal brackets, $168,600 Social Security wage base, and the 0.9% Additional Medicare Tax on wages above $200,000 single / $250,000 MFJ.

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About this federal-only calculator

This calculator omits all state income tax — useful if you live in one of the nine states without an income tax, or you just want to isolate the federal portion. If your state does levy income tax, pick your specific state from the state directory to get an accurate take-home estimate.

Mechanics used: standard deduction by filing status, marginal 2026 brackets, Social Security at 6.2% capped at $168,600 of wages, Medicare at 1.45% on all wages, plus 0.9% Additional Medicare Tax on wages above the filing-status threshold. The W-4 Step 2 checkbox approximates the IRS's higher-withholding tables for households with multiple earners.

Need a state-specific version?

Pick from the directory: California · Texas · Florida · New York · all 50 states →